It's not just a card.

It’s a new customer
acquisition lever.

It’s a brand advertisement inside the nation’s largest retailers.

It’s the #1 most requested gift.

It’s a pocket billboard.

It’s a new way to handle returns.

It’s an unhappy customer
turned loyal fan.

launch your gift card program

Totus is the modern gift card
platform built for brands.

Gift cards are great for business.

They’re the #1 most requested gift, corporate reward, and incentive. And 75% of recipients spend more than the card value when shopping. Plus, gift cards can be used to process refunds and returns, reward loyalty, and flip the script on a negative customer experience.

But like any payment method, gift cards are far more complex than they look.

You’ve got to find an issuer, learn the technology, manage the distribution, and make sure you’re complying with regulations in all 50 states. Not to mention keeping an eye on scams and fraud.

That’s why there’s Totus.

We take on the end-to-end complexity and liability of managing your gift cards, all while helping you expand your card distribution, boost sales, and reach new customers.

leave it all to us

  • 01

    Issuance, Financial
    Management & Settlement

  • 02

    Marketing & Distribution

  • 03

    Compliance & Escheatment

  • 04

    Inventory & Fulfillment

  • 05

    Reporting & Analytics

  • 06

    Card Design &
    Customer Support

  • 07

    AI-Powered Promotions
    & Fraud-Fighting

Optimize your gift cards,
inside and out.

01

Issuance, Financial
Management &
Settlement

We cover all the legal and regulatory aspects of your program, taking on the liability and risks so they’re off your back. Leave it to us, including terms and conditions, settlement reconciliation, and managing each vendor in the supply chain through our robust and heavily cultivated partner network. 

02

Marketing &
Distribution

Ever wonder how a gift card gets onto a supermarket endcap display? It’s all about the distribution. We get your brand in front of more customers, from high-traffic retail environments—such as grocery and convenience stores, pharmacies, online marketplaces, big-box stores, and more—to online marketplaces and our exclusive B2B sales channel, Totus Direct.

03

Compliance &
Escheatment

Escheatment—there’s a word you never wanted to know. This is the process by which, after a period of dormancy, gift card funds are transferred to state governments. Problem is, nearly every state has different laws you have to abide by. And there’s also FinCEN, CFPB, Card ACT and IFRS regulations. With Totus, compliance is on us.

04

Inventory &
Fulfillment

Getting gift cards out the door can require its own mini supply chain. You’ve got to deal with ordering and storing cards, processing sales, managing refunds and returns … and don’t forget about postage. Leave the day-to-day tactical elements of your gift card program to us. We’ll tailor each step to your brand’s needs, so you can focus on your core business.

05

Reporting &
Analytics

See how your gift cards are performing, and track their influence on overall sales. Our analytics suite shows you what’s working and what’s not, including the number of gift cards sold (by channel and buyer), promotion effectiveness, and ROI. Then, we’ll use state-of-the art AI tools to refine and optimize your program moving forward.

06

Card Design &
Customer Support

Your brand standards won’t just survive; they’ll thrive. From card design to customer support, every touchpoint will reflect your brand identity and promise. We provide an internal design shop, the latest sustainable card production, and white-labeled customer support for the life of the card—with a single-call resolution promise. Just ask brands like Waymo, Allbirds, Quince, Oura, and more.

07

AI-Powered Promotions
& Fraud-Fighting

We enhance your gift card program with the latest AI-based technology, empowering you to increase sales, manage costs, and reduce risk. Our tech will analyze your customers’ purchase history and redemption patterns, then tailor your gift card offers in response. We’ll also predict gift card demand across regions and channels to help you optimize stock levels and reduce waste. And we’ll continuously monitor your gift card transactions to detect suspicious patterns and fight fraud in real time.

Put your brand in more hands

GET IN TOUCH

Totus logo and word mark with subtitle that reads rethink gift cards

Totus

7150 East Camelback Road,
Suite 444
Scottsdale,
Arizona, 85251

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© 2025 Totus Gift Card Management, LLC