launch your gift card program
They’re the #1 most requested gift, corporate reward, and incentive. And 75% of recipients spend more than the card value when shopping. Plus, gift cards can be used to process refunds and returns, reward loyalty, and flip the script on a negative customer experience.
You’ve got to find an issuer, learn the technology, manage the distribution, and make sure you’re complying with regulations in all 50 states. Not to mention keeping an eye on scams and fraud.
We take on the end-to-end complexity and liability of managing your gift cards, all while helping you expand your card distribution, boost sales, and reach new customers.
leave it all to us
01
Issuance, Financial
Management & Settlement
02
Marketing & Distribution
03
Compliance & Escheatment
04
Inventory & Fulfillment
05
Reporting & Analytics
06
Card Design &
Customer Support
07
AI-Powered Promotions
& Fraud-Fighting
01
We cover all the legal and regulatory aspects of your program, taking on the liability and risks so they’re off your back. Leave it to us, including terms and conditions, settlement reconciliation, and managing each vendor in the supply chain through our robust and heavily cultivated partner network.
02
Ever wonder how a gift card gets onto a supermarket endcap display? It’s all about the distribution. We get your brand in front of more customers, from high-traffic retail environments—such as grocery and convenience stores, pharmacies, online marketplaces, big-box stores, and more—to online marketplaces and our exclusive B2B sales channel, Totus Direct.
03
Escheatment—there’s a word you never wanted to know. This is the process by which, after a period of dormancy, gift card funds are transferred to state governments. Problem is, nearly every state has different laws you have to abide by. And there’s also FinCEN, CFPB, Card ACT and IFRS regulations. With Totus, compliance is on us.
04
Getting gift cards out the door can require its own mini supply chain. You’ve got to deal with ordering and storing cards, processing sales, managing refunds and returns … and don’t forget about postage. Leave the day-to-day tactical elements of your gift card program to us. We’ll tailor each step to your brand’s needs, so you can focus on your core business.
05
See how your gift cards are performing, and track their influence on overall sales. Our analytics suite shows you what’s working and what’s not, including the number of gift cards sold (by channel and buyer), promotion effectiveness, and ROI. Then, we’ll use state-of-the art AI tools to refine and optimize your program moving forward.
06
Your brand standards won’t just survive; they’ll thrive. From card design to customer support, every touchpoint will reflect your brand identity and promise. We provide an internal design shop, the latest sustainable card production, and white-labeled customer support for the life of the card—with a single-call resolution promise. Just ask brands like Waymo, Allbirds, Quince, Oura, and more.
07
We enhance your gift card program with the latest AI-based technology, empowering you to increase sales, manage costs, and reduce risk. Our tech will analyze your customers’ purchase history and redemption patterns, then tailor your gift card offers in response. We’ll also predict gift card demand across regions and channels to help you optimize stock levels and reduce waste. And we’ll continuously monitor your gift card transactions to detect suspicious patterns and fight fraud in real time.
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